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1.   Pre agreed rates exist for persons with only one of the following 
conditions.
For immediate quote phone Marguerite on 01 4980508.
2.  Where multiple conditions exist   
phone Marguerite on 01 4980508
N.B. proposal may be required prior to policy issue
         
CONDITION REMARKS MEDICAL CODE
     
Addisons disease If normally well controlled and 1200
  stable, no hospitalisation in the  
  last 2 years  
     
Angina Other than below and provided no 1211
  heart attack  
     
Angina If controlled on medication and no 1211
  hospital treatment in the last 2 yr  
     
Arthritis No hospital treatment in the last yr 1219
     
Asthma If unstable has required home oxygen 1222
  or hospitalisation in the last 2 years  
     
Bronchitis If this is a recurring illness but has 1548
  not required home oxygen or  
  hospitalisation in the last year  
     
Bronchitis If limiting mobility, requiring home 1548
  oxygen or hospitalisation in the last  
  year  
     
Cancer (Breast) If successfully operated, no secondaries 1493
  and no on going treatment for more than  
  5 years  
     
Cancer (Colon) If successfully operated, no secondaries 1492
  and no on going treatment for more than  
  5 years  
     
Cancer (Skin) If successfully operated, no secondaries 1508
  and no on going treatment for more than  
  5 years  
     
Cancer (Prostate) If successfully operated, no secondaries 1507
  and no on going treatment for more than  
  5 years  
     
Cancer (All others) In remission as defined by a specialist 1505
  for more than 5 years  
     
Cancer (all other types) If treated succesfully, no secondaries and 1505
  no hospital treatment in the last 2 years  
     
COAD / COPD If limiting mobility, requiring use of home 1548
  oxygen or hospitalisation in the last year  
     
Colitis (Ulcerative) If normally controlled and no hospital 1478
  treatment in the last 2 years or surgery  
     
Colostomy/Ileostomy If not related to cancer or requiring 1257
  treatment in last year  
     
Crohns Disease If normally controlled and no hospital 1264
  treatment in the last 2 years or surgery  
     
Cystic Fibrosis Provided no substantial deterioration in 1267
  the last six months  
     
Dementia If normally oriented and independent and 1270
  not in a hospital or nursing home in the  
  last year  
     
   
   
CONDITION REMARKS MEDICAL CODE
   
DVT/Thrombosis If within the last 2 years or still on 1462
  anti- coagulants  
     
Diabetes If stable, on tablets/insulin, no hospitalisation 1277
  in the last year and not associated with  
  any related skin/kidney/eye/blood vessel  
  or nerve problems  
     
Diverticulitis If normally controlled and no surgery for 1278
  this condition  
     
Emphysema If limiting mobility, requiring home oxygen 1548
  or hospitalisation in the last year  
     
Epilepsy If controlled, no fits in the last 6 months 1292
  and no hospital treatment in the lst year  
     
Heart Conditions : If normally controlled, no breathlessness 1218
Artrial Fibrilation or angina  
     
Heart Conditions : One attack only over a year ago, no 1381
Heart Attack (MI) further investigation or treatment and no  
  angina  
     
Heart Conditions : If successful more than 12 months ago, 1239
ByPass surgery no ongoing angina or previous MI  
     
Heart Conditions : If successful more than 12 months ago, 1213
Angioplasi/stent no ongoing angina or previous MI  
     
Heart Conditions : If controlled, no palputations/ blackouts 1244
Cardiomyopathy  
     
Heart Conditions : See Angina  
Ischaemic heart  
disease  
     
HIV+ If tested positive but symptom free and 1322
  normal CD for cell count  
     
Hypertension If controlled and on 2 or less drugs for 1332
  this condition and no hospital treatment  
  in the last year  
     
Irritable Bowel syndrome If normally controlled and no hospital 1345
  treatment in the lst year  
     
Kidney Dialysis If stable on Dialysis and not wait listed 1435
Renal failure for a transplant  
     
Leukemia If in remission, as defined by a specialist 1500
  and no ongoing treatment  
     
Liver disease Provided not alcohol/drug related or 1319
Hepatitis liver failure  
     
Lupus (S.L.E.) If no hospital treatment in the last 2 years 1465
     
Malignant Malanoma If successfully operated, no secondaries 1508
  or ongoing treatment  
     
Multiple Sclerosis provided currently stable and no hospital 1376
  treatment in the last year  
     
ME Myalgic If diagnosed more than a year ago and 1378
Encephalomyletis no hospital treatment in the last year  
     
   
CONDITION REMARKS MEDICAL CODE
   
Osteoporosis If no fractures in the last year 1396
     
Pancreatitis Provided not alcohol related and no 1401
  episodes in the last 2 years  
     
Parkinsons Disease Provided no significant deterioeration 1404
     
Physical Disability If no hospital treatment in last year 9000
     
Psychiatric Anxiety if normally stable on medication 1522
     
Psychiatric Depression if normally stable on medication, neither 1273
  currently receiving regular therapy and  
  no hospital admission  
     
Sickle Cell Anaemia Provided no crisis/transfusions/hospital 1453
Trait admissions in the last year and no kidney  
  failure  
     
Stroke If only one stroke, more than 6 months 1250
Cerebovascular ago, and now stable  
accident