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1. |
Pre
agreed rates exist for persons with only one of the following |
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conditions. |
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For immediate quote phone
Marguerite on 01 4980508. |
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2. |
Where multiple conditions exist
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phone Marguerite on 01
4980508 |
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N.B. proposal may be required
prior to policy issue
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CONDITION |
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REMARKS |
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MEDICAL CODE |
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Addisons disease |
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If normally well controlled and |
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1200 |
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stable, no
hospitalisation in the |
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last 2 years |
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Angina |
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Other than below and provided no |
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1211 |
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heart attack |
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Angina |
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If controlled on
medication and no |
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1211 |
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hospital treatment in the last 2 yr |
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Arthritis |
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No hospital treatment in the last yr |
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1219 |
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Asthma |
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If unstable has required home oxygen |
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1222 |
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or hospitalisation in the last 2 years |
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Bronchitis |
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If this is a recurring illness but has |
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1548 |
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not required home oxygen or |
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hospitalisation in the last year |
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Bronchitis |
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If limiting mobility, requiring home |
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1548 |
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oxygen or hospitalisation in the last |
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year |
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Cancer (Breast) |
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If successfully operated, no secondaries |
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1493 |
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and no on going treatment
for more than |
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5 years |
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Cancer (Colon) |
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If successfully operated, no secondaries |
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1492 |
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and no on going treatment for more than |
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5 years |
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Cancer (Skin) |
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If successfully operated, no secondaries |
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1508 |
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and no on going treatment
for more than |
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5 years |
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Cancer (Prostate) |
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If successfully operated, no secondaries |
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1507 |
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and no on going treatment
for more than |
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5 years |
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Cancer (All others) |
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In remission
as defined by a specialist |
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1505 |
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for more than 5 years |
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Cancer (all other types) |
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If treated succesfully,
no secondaries and |
1505 |
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no hospital treatment in the last 2 years |
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COAD / COPD |
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If limiting mobility,
requiring use of home |
1548 |
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oxygen or hospitalisation in the last year |
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Colitis (Ulcerative) |
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If normally
controlled and no hospital |
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1478 |
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treatment in the last 2 years or surgery |
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Colostomy/Ileostomy |
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If not related
to cancer or requiring |
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1257 |
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treatment in last year |
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Crohns Disease |
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If normally
controlled and no hospital |
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1264 |
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treatment in the last 2 years or surgery |
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Cystic Fibrosis |
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Provided no
substantial deterioration in |
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1267 |
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the last six months |
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Dementia |
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If normally oriented and
independent and |
1270 |
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not in a
hospital or nursing home in the |
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last year |
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CONDITION |
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REMARKS |
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MEDICAL CODE |
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DVT/Thrombosis |
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If within the
last 2 years or still on |
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1462 |
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anti- coagulants |
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Diabetes |
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If stable, on
tablets/insulin, no hospitalisation |
1277 |
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in the last year and not associated with |
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any related skin/kidney/eye/blood vessel |
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or nerve problems |
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Diverticulitis |
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If normally
controlled and no surgery for |
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1278 |
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this condition |
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Emphysema |
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If limiting mobility,
requiring home oxygen |
1548 |
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or
hospitalisation in the last year |
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Epilepsy |
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If
controlled, no fits in the last 6 months |
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1292 |
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and no hospital treatment in the lst year |
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Heart Conditions : |
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If normally controlled, no breathlessness |
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1218 |
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Artrial Fibrilation |
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or angina |
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Heart Conditions : |
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One attack only
over a year ago, no |
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1381 |
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Heart Attack (MI) |
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further investigation or treatment and no |
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angina |
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Heart Conditions : |
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If successful more than 12 months ago, |
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1239 |
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ByPass surgery |
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no ongoing angina or previous MI |
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Heart Conditions : |
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If successful more than 12 months ago, |
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1213 |
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Angioplasi/stent |
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no ongoing angina or previous MI |
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Heart Conditions : |
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If controlled, no palputations/ blackouts |
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1244 |
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Cardiomyopathy |
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Heart Conditions : |
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See Angina |
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Ischaemic heart |
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disease |
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HIV+ |
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If tested positive but symptom free and |
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1322 |
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normal CD for cell count |
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Hypertension |
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If
controlled and on 2 or less drugs for |
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1332 |
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this condition and no hospital treatment |
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in the last year |
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Irritable Bowel syndrome |
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If normally
controlled and no hospital |
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1345 |
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treatment in the lst year |
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Kidney Dialysis |
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If stable
on Dialysis and not wait listed |
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1435 |
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Renal failure |
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for a transplant |
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Leukemia |
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If in remission, as defined by a specialist |
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1500 |
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and no ongoing treatment |
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Liver disease |
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Provided not alcohol/drug related or |
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1319 |
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Hepatitis |
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liver failure |
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Lupus (S.L.E.) |
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If no hospital treatment
in the last 2 years |
1465 |
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Malignant Malanoma |
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If
successfully operated, no secondaries |
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1508 |
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or ongoing treatment |
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Multiple Sclerosis |
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provided currently stable and no hospital |
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1376 |
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treatment in the last year |
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ME Myalgic |
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If diagnosed
more than a year ago and |
|
1378 |
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Encephalomyletis |
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no hospital treatment in the last year |
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CONDITION |
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REMARKS |
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MEDICAL CODE |
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Osteoporosis |
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If no fractures in the last year |
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1396 |
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Pancreatitis |
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Provided not
alcohol related and no |
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1401 |
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episodes in the last 2 years |
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Parkinsons Disease |
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Provided no
significant deterioeration |
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1404 |
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Physical Disability |
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If no hospital treatment in last year |
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9000 |
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Psychiatric Anxiety |
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if normally stable on medication |
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1522 |
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Psychiatric Depression |
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if normally stable on medication, neither |
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1273 |
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currently receiving regular therapy and |
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no hospital admission |
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Sickle Cell Anaemia |
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Provided no
crisis/transfusions/hospital |
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1453 |
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Trait |
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admissions in the last
year and no kidney |
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failure |
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Stroke |
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If only one
stroke, more than 6 months |
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1250 |
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Cerebovascular |
|
ago, and now stable |
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accident |
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